No. 03517 PHL 83, Appeal from the Order of December 12, 1983 in the Court of Common Pleas of Delaware County, Civil Division, at No. 82-16456.
Dale G. Larrimore, Philadelphia, for appellant.
David J. Otis, Media, for appellee.
Spaeth, President Judge, and Tamilia and Hoffman, JJ.
[ 333 Pa. Super. Page 413]
Appellant contends that he is entitled to basic loss benefits under the Pennsylvania No-Fault Motor Vehicle Insurance Act (the No-Fault Act), 40 Pa.S.A. § 1009.101 et seq., for injuries sustained when he fell while alighting from a pull-down bunk bed inside his motor home. We disagree and, accordingly, affirm the lower court's order granting summary judgment in favor of appellee.
The facts on the record are as follows: On or about March 10, 1981, appellant leased a Coachman Recreational Vehicle from By-Pass Garage, Inc., d/b/a By-Pass Trailer Sales. At that time, appellant was a named insured under appellee Prudential Property & Casualty Insurance Company's policy, which had been issued in accordance with the No-Fault Act. On the evening of March 17, 1981, appellant and his family were returning to Pennsylvania from a vacation in Florida when he parked their recreational vehicle for the night in a campground near Dillon, North Carolina. Appellant paid an overnight rental fee and was assigned a parking space. He hooked up their camper to the campground waste line for sewage disposal. For sleeping quarters, appellant pulled down the bunk bed above the driving area of the vehicle. His wife and children slept in
[ 333 Pa. Super. Page 414]
other bunk beds in the rear of the vehicle. The camper remained stationary throughout the night. The next morning, appellant allegedly fell while climbing out of the upper bunk bed, thereby injuring himself. Appellant filed a complaint on November 24, 1982, alleging, inter alia, that benefits were due him from appellee pursuant to his Prudential policy. On November 29, 1983, appellee filed a motion for summary judgment, which the lower court granted on December 12, 1983. This appeal followed.
Summary judgment "shall be rendered if the pleadings, depositions, answers to interrogatories, and admissions on file, together with the affidavits, if any, show that there is no genuine issue as to any material fact and that the moving party is entitled to judgment as a matter of law." Pa.R.Civ.P. 1035(b). It is to be granted only in the clearest of cases. Thompson Coal Co. v. Pike Coal Co., 488 Pa. 198, 204, 412 A.2d 466, 469 (1979); Pa. Public Utility Commission Bar Association v. Thornburgh, 62 Pa. Commonwealth Ct. 88, 91-94, 434 A.2d 1327, 1329-30 (1981). In the instant case, the issue presented is whether the aforementioned accident is covered by the No-Fault Act.
Under Section 103 of the No-Fault Act, a covered "Victim" is defined as "an individual who suffers injury arising out of the maintenance or use of a motor vehicle". 40 Pa.S.A. § 1009.103. The term "Maintenance or use of a motor vehicle" means "maintenance or use of a motor vehicle as a vehicle. . . ." Id. (emphasis added). Although the word "vehicle" is not defined in the No-Fault Act, the Act adopts by reference, see id. (definition of "Motor vehicle"), the definition found in the Pennsylvania Vehicle Code. Section 102 of the Vehicle Code defines "Vehicle" as "Every device in, upon or by which any person or property is or may be transported or drawn upon a highway, except devices used exclusively upon rails or tracks". 75 Pa.C.S.A. § 102 (emphasis added). Under this definition, the recreational
[ 333 Pa. Super. Page 415]
motor home in the instant case qualifies as a motor vehicle. The crucial question, then, is whether this motor home was used "as a vehicle" within the meaning of § 102 ...